Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.
However the credit card also has its disadvantage side, for example, many people use overruns but couldn't return. In addition, it also easily to encourage useless consumption.高一英语作文
Personally, I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .
现在越来越多的⼈使⽤信⽤卡，信⽤卡成了我们⽣活中不可缺少的⼀部分。⼀⽅⾯，信⽤卡使我们的⽣活更加⽅便，⽐如在紧急时刻提供供⽅便。另⼀⽅⾯，它能使我们提前消费，更⾼质量的⽣活，尤其对我们⼤学⽣⽽⾔，它更为流⾏。但信⽤卡也有其不利的⼀⾯，⽐如，很多⼈使⽤的超⽀了却还不起。除此之外，它也容易⿎励⼀些⽆⽤的消费。
我个⼈认为，我们需要理性的使⽤信⽤卡。尽量不去⼤量透⽀的使⽤，要进⾏合理的消费，⽽且要及时的还清，以免给我们的信誉造成不利的影响。只有理性的使⽤，信⽤卡才能关键的时刻发挥它关键的作
⽤。