Unit 5 The money game
Section A
5-2 Text A: Spend or save – The student's dilemma
Reading comprehension
①1. Because when politicians encourage people to spend money to get out of the recession, they also advise people to save more. Similarly, when banks offer higher interest rates to increase savings they send credit card offers to let people spend more.
2. People who don't pay the credit card bill on time are called failing consumers in trouble, and those who pay the credit card bill are called valued customers.
3. Because they are regarded as the defender of morals and proper deeds. Schools are the places where students learn what is right and what is wrong. Parents are supposed to have the responsibilities to well behave their children. Politicians always try to impress people with their high moral standards.
4. Because these permissive messages are everywhere we look and we are constantly surrounded by the advertisement that encourages people to spend.
5. Because each advertisement is doing its utmost to influence people's buying decisions and provide information as to what to buy, from breakfast cereal to vacation cruises.
6. On one hand, people want to buy more things because they derive pleasure from treating themselves. On the other hand, they try to control their appetite and avoid falling into debt.
7. They can go to financial literacy classes, consult with the school's financial aid office or seek input from parents or other respected adults. They can also find a partner to help them stay on track. Most importantly, when having financial troubles, they shouldn't feel embarrassed to ask for help to avoid more serious financial problems.
8. Concerning money issues, we should be smart and educated, not affected by the contradicting messages from our environment. We should choose a suitable way of financial management according to our own conditions.
②1. – Commercial advertisements to persuade people to buy their products, such as:
• education-oriented advertisements that provide various courses to attract parents and students;
• food and grocery advertisements to give on-sale information to their customers;
• health training & maintenance advertisements designed to target different age groups to promote their fitness services;
– Public service advertisements to stimulate the public interest and push them to take actions.
2. • Offer discount prices.
• Send giveaways.
• Use new technologies such as online shopping
• Compare with other merchandises.
3. • I will spend because life is so short and I don't want to be thrifty or spend money carefully, which will drive me crazy. I only know I should enjoy my life while I'm still young and healthy.
• I will save because with the worsening economic situation everywhere, I don't know what would happen to me in the future. To be responsible for myself, I have to save some money for the future.
4. • When I don't have much pocket money with me.
• When I want to buy something inexpensive but I can't afford it.
• When I don't have money to hang out with my friends and classmates.
• When I see many things I don't need surrounding me.
5. • Record how much they have spent.
• Try to use cash instead of credit card.
• Withdraw only certain amount of money from bank.
• Never borrow money from other people.
• Only buy things they need.
5-3 Text A: Language focus
Words in use
1.contradict  2. paradox  3. perspective  4. explicit 5.suspended  6. derive  7. defy  8. retains  9. manipulating  10. tackle
Word building: Practice
①1. browser    2. messenger    3. consume    4. negotiation  5. objection  6. reaction  7. constitution  8. cultivation  9. definition  10. expansion  11. concentrate  12. civilize
②1. concentrated  2. messenger  3. civilizedtime is money 4. Constitution
5. browser  6. objection  7. expansion  8. consume
9. definition  10. cultivation  11. reaction  12. negotiation
Banked cloze
1. dilemma  2. explicit  3. perspectives  4. retain  5. derive 6. appetite  7. option  8. urgent  9. suspend  10. manipulated
Expressions in use
1. referred to  2. at odds with  3. put off  4. consulting with
5. do their utmost  6. took stock of  7. on track  8. take in